Hey guys, I’ve been working as an apprentice plumber for a few years now and I’m finally getting ready to go fully independent and start my own small residential service. I have all my tools and license ready, but I'm completely stuck on the administrative side of things. A friend told me I absolutely need to write up formal service contracts and liability waivers for every single job, even for simple faucet installations. Honestly, it seems like a lot of boring paperwork that might scare away regular homeowners who just want a quick fix. Is it really that critical to have written guarantees and terms from day one, or can I just rely on verbal agreements for small residential projects?